Financial Planning Services

At BG Wealth Advisors, many clients are concerned with planning for retirement and ensuring their accumulated assets will last. They want to make smart decisions about investing. The firm offers comprehensive strategies that may help clients pursue both today’s and tomorrow’s goals.

Wealth Management

Wealth management involves creating an investment portfolio that produces an appropriate diversification aligned with the individual client’s needs and goals. Based on the client’s risk tolerance and financial objectives, the firm can create a unique strategy that allows clients to participate on the upside of the market while protecting on the downside and mitigating risk. Through professional wealth management, investors may have access to investments they may not have otherwise, including a wide variety of traditional and alternative investment classes. Through their partnership with broker-dealer First Allied Securities, Anthony Grassi, Jr. has access to investments typically only available to ultra wealthy families and institutions.

Financial Planning

Implementing a variety of different strategies, the goal of financial planning is to help individuals and families determine why they want to invest, how to manage their wealth strategies, and how to plan for the future. The firm works closely with clients to help them establish their goals (both short and long-term) and evaluate their assets, liabilities, and current financial position. From there, we can collaboratively implement a strategy, focusing on the client’s financial objectives, from college planning to retirement income planning.

Retirement Planning

Many of the firm’s clients are approaching and preparing to transition into retirement. Having the ability to retire comfortably and free from financial pressures remains a major issue for many people. It’s critical that a retirement strategy be properly designed, implemented, communicated, and monitored. Utilizing advanced strategies, the firm can help clients build a steady income stream designed to last through retirement.

Estate Planning

A common misconception is that only wealthy individuals and families need to worry about estate planning or living wills and trusts. However, everyone has an estate of some kind and having a plan in place helps ensure one’s wishes are recognized, while also minimizing taxes. Trusts, when set up with the guidance of a qualified attorney, can play an important role in providing order and control to one’s financial affairs, assisting with tax planning, simplifying an estate settlement, and providing guidance for one’s family and other heirs. The firm assists clients in identifying the solutions needed to ensure that their wealth is passed along to family or others, without being negatively impacted by estate or inheritance taxes. This enables clients to plan their personal estate to help ensure maximum distribution and conservation to future generations.

Insurance

Insurance can be an important part of a financial strategy and protects clients’ heirs in the event of their death, illness, or disability. The firm can help clients determine what type of coverage is best for them. They have access to a wide array of insurance products, including term life, whole life, universal life, variable life, survivorship, single premium, long-term care, and disability income insurance.